The ?¬?nal category is information that the DMV
collects or generates based on testing and police and
court records??”which an organization could consider
strongly validated.
Credit-reporting agencies (CRAs). What does this IP
know?CRAs collect information about individuals and
their credit history, along with personal information such
as current and previous addresses. As well, they take that
information and distill it into a standardized ???score.???
How do they know that?Primarily, the agencies collect
this data from creditors, public records, and other reliable
sources. Some of the information is generated by
the agency itself when a customer grants access to a
potential creditor to examine the credit record; that request
becomes part of the record. Although the
processes around the credit-reporting systems aren??™t perfect,
they are quite predictable, which allows business to
rely heavily on this information.
Criteria for Selecting an Identity Provider
CRAs provide data
to a wide variety of
relying parties
314 Identity Consumers
Grocery stores. What does this IP know?Grocery stores
have tremendous data on the purchasing habits of shoppers:
what they buy, how often they come to the store,
and what brands they prefer.
Pages:
427
428
429
430
431
432
433
434
435
436
437
438
439
440
441
442
443
444
445
446
447
448
449
450
451