When doing this in real life, a cardholder
presents the card at the checkout, the clerk authenticates
the person by matching the photo of her face
on the card with her actual face. Because the claims on
the card (?¬?rst name and last name) were originally given
to the issuer by the cardholder??”and not necessarily
veri?¬?ed??”the card is used only to authenticate that the
holder is the same person to whom the card was issued.
This card can be considered cosmetic in nature, as the
same purpose can be achieved by presenting a different
card that conveys the same data (a driver??™s license), and
the clerk could simply look up the account. The tangible
bene?¬?t the issuers receive with this type of card is placing
their corporate logos into the wallet of the holder. An
Information Card in this model can be used to simply
identify that the user is the same user who presented this
Criteria for Selecting an Identity Provider
There is a wide
variety of IPs
There are many
real-life IPs
310 Identity Consumers
card before??”much in the same way that a Personal Card
does.
Auto club card. Cards providing proof of membership in
a group. These organizations issue a card to their members,
who can simply show the card at a merchant and
receive a discount.
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