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Various

"The Atlantic Monthly, Volume 11, No. 65, March, 1863"


Though the discovery or invention of bills of exchange cannot be
ascribed with certainty to any precise period, they are for the first
time unmistakably referred to in laws of the commercial nations of
Southern Europe in the latter part of the thirteenth century, and they
probably came into frequent use soon after that time. Perhaps the
earliest bill of exchange of which we have an authentic copy is one made
at the beginning of the fifteenth century, and which approaches pretty
nearly to the form now in use. A translation of the instrument from the
Italian. in which it was written, is as follows:--
"Francisco de Prato and Company at Barcelona. In the name of God, Amen.
The 28th day of April, 1404. Pay by this first of exchange at usance to
Pietro Gilberto and Pietro Olivo one thousand scuti at ten shillings
Barcelona money per scuto, which thousand scuti are in exchange with
Giovanni Colombo at twenty-two grosses per scuto, and place to our
account; and Christ keep you." "ANTONIO QUARTI SAB. DI BRUGIS."
For this curious relic of commercial history we are indebted to the fact
that the mercantile company upon which the bill was drawn failed to
pay it, whereupon the parties fell into a dispute about the matter of
damages, and the magistrates of Bruges wrote to those of Barcelona,
setting forth this bill with the facts of the case, and requesting
information upon the usage respecting bills of exchange in their city.


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